Mortgage amount 350,000
Deposit (30%) 150,000
Fees and taxes (12%) 75,000
Repayment term 25
Interest rate 2.5Your payment €314 per month
* In Spain, you will need to allow around 10-12% of the property price to cover the fees and taxes, relating to both the property and the mortgage. For Portugal, the figure is around 8-10%.