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Category: General news:

Targeting German property buyers

As mentioned in our January newsletter, the latest data from the Association of Spanish Land Registers shows that German property buyers were leading the way as the largest group of foreign property buyers in Spain. As mentioned in The Times, at the end of last year: “Spain’s land registry recorded that German buyers accounted for […]

Interest rates for foreigners in Spain

For a standard non-resident profile, typical mortgage interest rates are 1.75% fixed for 25 years and Euribor + 1.5% for a variable rate mortgage. The Euribor has recently risen though remains negative at -0.285 at the time of writing. This currently results in a variable interest rate of 1.22% which would typically be revised every […]

Newsletter (Feb 2022): Portuguese Mortgage Market Review 2021, Bridging Finance and Advice in Five Languages

Welcome to our first newsletter of 2022! We hope you have all had a great start to the year and are looking forward to the year ahead. We are pleased to confirm that last year was another “Best Year Yet” at the Mortgage Direct headquarters and we now have 5 mortgage advisers operating in this […]

We’re hiring: Mortgage Adviser

Job description: Mortgage adviser with desire to learn and proven track

Special Purpose Vehicle (SPV)

A SPV is a legal entity – usually a Spanish limited company – that is set up for a specific business purpose in order to maximise tax efficiency. SPVs can be used for property purchase in Spain and can either cease to trade post-purchase or can be used for subsequent rental of the purchased property.

Record month for mortgage enquiries

With the recent UK government announcement allowing foreign travel for certain activities including buying, selling or renting a residential property, we expect to see a surge in demand for property purchases and mortgage enquiries in Spain

New mortgage lenders in Ibiza

Driven by the demands of our Ibiza property owners and buyers, our MD Premier team has expanded our panel of mortgage lenders to international banks, private banks, bridging finance lenders, construction loans and bespoke lenders

Remote work: How to make it work from home?

Mortgage Direct adviser, Simon Staples, updates us on Spanish mortgages and Covid-19 including 3 reasons to start the property buying process

Webinar: Getting a mortgage during and after the lockdown in Spain

Mortgage Direct invites you to register for the webinar on Covid-19 and the future of mortgages in Spain. As we are based in Spain, we experience the lockdown and how it affects the country first-hand. In the webinar, we will elaborate on how to get a mortgage during and after the lockdown.

Spanish mortgage and Covid-19 update

Mortgage Direct adviser, Simon Staples, updates us on Spanish mortgages and Covid-19 including 3 reasons to start the property buying process

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