Initial Enquiry Henk-Jan

Help with this form

We understand forms can be tricky. So here's some general advice to help you send us the data we need with minimum effort!

• We are going to ask for income, outgoings, details of properties and more, so it might help you get that information ready before you start.
• Sometimes you can choose things that open other questions. Just follow through one step at a time.
• Most of the items are required. The form will show you clearly if you miss anything.
• You can only move onto the next step if all the items are present and correct on the current step.
• Use the button 'next' at the bottom of the form to proceed, once each step is complete.
• Don't worry, you can go 'back' anytime to previous steps.

What happens after I send?

One of our bilingual and fully qualified advisers will oversee your application to completion - they will be in touch within 24-48 hours.

Debt to income ratio explained

Many of the checks on this form are used to calculate your debt to income ratio. This determines what you can borrow. Typically, banks require that you allow around one-third of your net monthly income after tax to pay for all worldwide debts and significant expenses (including the new Spanish mortgage).