Thank you for taking the time to complete my Private Wealth Assessment Form. I have tried to design the form so that it takes no more than 10-15 minute to complete. I understand forms can be tricky so here is some general advice to help you send me the data I need with minimum effort!
I am going to ask for income, outgoings, details of properties and more, so it might help you get that information ready before you start.
Sometimes you can choose things that open other questions. Just follow through one step at a time.
Most of the items are required. The form will show you clearly if you miss anything.
You can only move onto the next step if all the items are present and correct on the current step.
Use the button 'next' at the bottom of the form to proceed, once each step is complete.
Don't worry, you can go 'back' anytime to previous steps or contact Bert directly if you have any doubts.
What happens after I send?
I will either contact you to schedule a follow up call or send you a list of bespoke financing options that I believe will be suitable for you given the information provided.
Debt to income ratio explained
Many of the checks on this form are used to calculate your debt to income ratio which may or may not be applicable depending on the type of finance we recommend. This ratio determines what you might be able to borrow via Spanish banks. Typically, banks in Spain require you to allow around one-third of your net monthly income after tax to pay for all worldwide debts and significant expenses (including the new Spanish mortgage). Private banks use different ratios but its still important that we have a good overview of your assets and liabilities for us to make our recommendations..