Mortgage Direct PremierÂ is a personalised mortgage service for High Net Worth (HNW) and Ultra High Net Worth (UHNW) individuals, who want to see the bigger financial picture when buying in Spain.
Our HNW/UHNW team is headed up byÂ Kevin MongerÂ andÂ Howard Steel.Â Both Kevin and Howard have had long careers in financial services and are highly knowledgeable when it comes to assessing High Net Worth and Ultra High Net Worth client profiles, showing an instinct for which lenders will offer the best terms and the experience to present the profiles in a way that lenders understand.
We are proud to be trusted by many of Spainâs largest estate agents and property developers in the luxury market to look after their HNW/UHNW clients for purchases of between âŹ1 – 20 million or more in areas such as Ibiza, Mallorca, Barcelona and Madrid.Â
We have an unparalleled level of experience in the Spanish mortgage market. However, we understand that some clients may not have a suitable income structure to meet local affordability criteria. To deal with this, we also work with a network of global bank contacts who can provide private bank mortgages, guaranteed not only by the property itself, but also AUM (Assets under Management) that can be placed with the lender, making available financing up to 100% of the purchase price.
Mortgage Direct will provide you with a free, no-obligation recommendation and guide you as to the mortgage product that would be most appropriate given your circumstances.