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Worked tirelessly through applications to four banks

Bozena Brunowska was our agent to obtain a mortgage on our apartment in Tarragona. Our timing was not good when we applied, because the Spanish mortgage laws had just changed and banks did not know how to handle borrowers from outside the country (we’re US citizens). Bozena worked tirelessly through applications to four banks, and we thankfully got a loan. We pass along the highest recommendations for Bozena. She is well versed in the Spanish lending system and how to help non-Spaniards navigate it. She lays out requirements very clearly and succinctly, and her communications are very quick and responsive. She could not have been a better agent, and we would have never accomplished the purchase without her help. Muchas gracias Bozena!

Bozena Brunowska Senior Mortgage Adviser CeFa,CeMap,AAT

I started with Mortgage Direct in 2016 and permanently relocated to Spain in 2017. I previously worked in the UK for well over 20 years as a Financial Adviser, Mortgage Broker, and Accountant. Bozena is a fully qualified Financial Adviser (CeFa & CeMap) and AAT Accountant.

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Mortgages taken out in currencies other than the currency in which you earn are considered Foreign Currency Mortgages. Changes in the exchange rate may therefore increase the equivalent value of your debt. Under the Mortgage Law 5/2019 banks in Spain have introduced mechanisms to protect consumers from exchange-rate risk. For more information, please speak to your broker.

Mortgage Direct, S.L. is a company registered in the Registro de Intermediarios de Crédito Inmobiliario del BdE with the nº D108.

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