This Cookie Policy is an integral part of the Legal Notice and the Privacy Policy of the Website to which you have accessed (hereinafter referred to as the “Website”). In order to facilitate your navigation on the Website, the owner of the Website, Mortgage Direct, S.L.U. (“MORTGAGE DIRECT”), informs you that it uses cookies or other files with similar functionality (hereinafter referred to as “Cookies”). For this reason, we provide you with the following information.
You can configure the installation of Cookies through the Cookies Configuration Panel which you can access HERE at any time. Through this tool, you can accept all Cookies, reject them (except for those that are necessary for the operation of the Website) or configure them in a granular way.
- What is a Cookie?
A Cookie is a small text file that websites install on the computer or mobile device of users who visit them. Cookies make it possible for a website or digital platform to remember the users’ actions and preferences (login ID, password, language, font size and other display preferences), so that the users do not have to reconfigure them when they returns to the website. The specific uses MORTGAGE DIRECT makes of these technologies are detailed below.
Cookies are differentiated between Owned Cookies (those that are sent to the editor itself that provides the service requested by the user) and Third-Party Cookies (they are not managed by the editor, but by a third party who manages the data obtained through Cookies), as well as between Session Cookies (stored only during navigation) and Permanent Cookies (stored for a longer period of time). More information about Cookies can be found at: www.allaboutcookies.org
- Which Cookies do we use in our Website?
2.1. Categories of cookies
In this Website, we may use the following Cookies:
• Technical Cookies: These cookies are considered as essential for the provision of an information society service expressly requested by the recipient, for example, navigation through our website, identify the session, access restricted parts of the same, use security features during navigation, etc. Technical Cookies are exempt from user consent.
• Preference Cookies: These cookies allow the site to offer better functionality and customization. They allow information to be remembered so that the user can access the service with certain characteristics that can differentiate their experience from that of other users (for example, language, the number of results to display when the user performs a search, the appearance or content of the website depending on the type of browser used, etc.). They may be set by us or by third parties whose services we have added to our website. If you do not allow these cookies some of our services will not function properly.
• Behavioral Advertising Cookies: These cookies may be site-wide, placed by our advertising partners. These businesses may use them to create a profile of your interests and show you relevant ads on other sites. They do not store personal information directly but are based on the unique identification of your browser and Internet access device. If you do not allow these cookies, you will have less targeted advertising.
• Analytical Cookies: These cookies allow us to quantify the number of visits and traffic sources in order to evaluate the performance of our website and improve it. They help us to know which pages are the most or least visited and how visitors navigate the website. If you do not allow these cookies to be used, we will not know when you visited our site and will not be able to evaluate whether it worked properly.
• Social media cookies: The Website may also use social media functionalities that are fully managed by these third parties to share content on their social networks, such as the X or Facebook button. These functionalities may collect the user’s IP address, or the pages visited. By clicking on these buttons, the user accepts the use of cookies by these social networks, whose relationship will be exclusively regulated by the privacy policy of the respective entities.
2.2. Which specific cookies do we use in our Website?
3. How do I configure, revoke my consent, or delete Cookies?
Please note that by clicking on the “Accept Cookies” button in the Cookies Banner, you consent to the use of the aforementioned Cookies on your device. Likewise, you can reject all Cookies by clicking the “Reject Cookies” button (except for technical Cookies) in the Cookies Banner.
Cookie SettingsYou can configure the installation of Cookies through the Configuration Panel included at the beginning of this Cookies Policy. Through this tool, you can also accept all Cookies, reject them (except for technical Cookies) or configure them in a granular way. You can also accept, block or delete Cookies installed on your device by configuring the browser options installed on your device.
These procedures are subject to updates or modifications made by the developers of the browsers, so we cannot guarantee that they will be completely adjusted to the latest version available at all times of each browser.
If the installation of Cookies in your browser is not allowed, you may not be able to access any of the services and sections of the Website.
Below, we provide links to the Cookies configuration of the most common browsers:
• Internet Explorer: Tools -> Internet Options -> Privacy -> Settings. For more information, you can consult Microsoft support or browser Help. For more information: http://windows.microsoft.com/es-es/windows-vista/block-or-allow-Cookies
• Safari: Preferences -> Security. For more information, you can consult Apple support or the browser’s Help. For more information: http://support.apple.com/kb/HT1677?viewlocale=es_ES
• Firefox: Tools -> Options -> Privacy -> History -> Custom Settings. For more information, you can consult Mozilla support or the browser’s Help. For more information: http://support.mozilla.org/es/kb/habilitar-y-deshabilitar-Cookies-que-los-sitios-we
• Chrome: Settings ->Settings -> Show advanced options -> Privacy -> Content settings. For more information, you can refer to Google support or browser Help. For more information: https://support.google.com/accounts/answer/61416?hl=es
You may withdraw the consent previously granted in relation to the installation of Cookies at any time by deleting the Cookies installed on your device, by configuring the browser options or through the Configuration Panel included at the beginning of this Cookies Policy. However, this may affect the operation of the Website, making the user experience less satisfactory or even preventing the use of the Website.
- Can changes be made to this Cookie Policy?
This Cookies Policy may be modified according to the applicable legislative requirements, or in order to adapt it to the guides or instructions issued by the corresponding authorities. Therefore, users are advised to visit it periodically. When significant changes are made to this Cookies Policy, they will be communicated to users by means of a notice on the Website.
- More information
MORTGAGE DIRECT may contract services from providers located in countries outside the European Economic Area. In that case, your data will be protected through adequate safeguards in accordance with Article 46 of the General Data Protection Regulation. Likewise, you can find out about transfers to third countries that, where appropriate, are made by the third parties identified in this Cookie Policy in their corresponding policies. For more information about the processing of your data by MORTGAGE DIRECT, as well as to exercise your rights, please access our Privacy Policy. If you have any questions about our Cookie Policy, please contact us at gdpr@mortgagedirectsl.com.