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Spanish mortgage calculators

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Calculate your Spanish mortgage eligibility including your Debt To Income (DTI) ratio, which is used by the banks to determine whether you will be eligible for a mortgage in Spain.

Mortgage lenders in Spain typically require that your DTI is a maximum of 35-40% which must include the new Spanish mortgage payment. They will look at your monthly net income and monthly debts (including any significant expenses such as rental payments).

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Self-employed? Please give your net profit after tax (divided by 12).
Important The following three dropdowns are designed to be used multiple times. Each time you make a new selction, we will provide a new box for the totals. Don't worry, they can also be deleted if you make a mistake. Please use these boxes as many times as required....
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Please note: Maximum term is to age 75 (or 67 if a suitable pension isn't in place), even if you intend on working past age 67.

Calculate your Spanish mortgage repayments

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A simple calculator for converting currencies, rates are updated hourly.

Soy un extranjero no residente en España y recibí la ayuda de Mortgage Direct S.L. para obtener un crédito y comprar el apartamento de nuestros sueños como familia. Especialmente, Martine... read on

Anonymous

We were introduced to MD by our lawyer as an option to consider partial finance of a property in Valencia central markets area. It was a great suggestion and we... read on

Kevin and Lorris Toohey

Michael Moon are always happy to work with Mortgage Direct. We want to be sure that our clients are looked after on a best advice basis and we are confident that... read on

Michael Moon
Moon Estate Agency

Katherine supported me in getting a Spanish mortgage I needed during an extremely difficult time for the economy in Spain. She made this possible by pre-empting the situation ahead and... read on

Kaveh Khonsari

Sarah and I would like to say a BIG THANK YOU for all your individual and collective efforts in enabling us to complete on this lovely property today in a... read on

Sarah and Graham Hale

Katherine from Mortgage Direct made a daunting process simple….and walked me through step by step until everything was complete. Superb aftersales service and will use again and again without hesitation.

Nigel Cresswell

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