What we offer

  • Mortgages for all nationalities
  • Resident and non-resident mortgages
  • Commercial / investment mortgages
  • Construction mortgages
  • Mortgages for SL companies
  • See all available products

Why use Mortgage Direct?

No obligation quote

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Please note that for non-residents (i.e., you do not pay Spanish taxes), the maximum mortgage is between 60 and 70%. For Spanish tax payers, the maximum is 80%. You will also need the money for the fees and taxes which can amount up to around 15% of the purchase price.
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You can expect to be contacted by one of our advisors with a quote within 48 hours.

(except for weekends)

Please note, if you do not pay your income taxes in Spain (i.e., you are a non-resident), the maximum mortgage is 70% of the price. For fiscal residents, the maximum is 80%. In addition to the deposit, you will also need around 12-15% of the price for the fees and taxes.

Please only proceed with the form if you have the deposit plus the cash for the fees and taxes. Thank you.

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  • ... once again, Mortgage Direct were the only company able to find a mortgage for our clients!

    Yvonne Anderson - Everything Ibiza

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