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Category: Holiday home mortgages:

The Viability of Investing in a Vacation Home in Spain in 2024

Spain is a popular holiday destination, known for its Mediterranean lifestyle, beautiful landscapes, affordable prices, and almost year-round sunshine. If you’re considering taking the next step of purchasing a vacation home in Spain, you’re in the right place. In this posts, we’ll show you the main points to consider before adquiering a second home in […]

Mortgage Case Study: a family holiday home dream saved – in the nick of time

A few days ago, I met a couple living in the UK who found their ideal family holiday home in Spain. The first time I spoke to them, my initial impression was that they seemed quite stressed and within minutes I found out why. As is normal in Spain, the couple signed a contract that […]

Exploring the Wonders of Malaga’s Mortgage Market: A Paradise for Non-Resident Buyers.

The Costa del Sol, located in the lively Andalusian region of southern Spain, boasts a stunning blend of upscale living, picturesque landscapes, and an infusion of art and culture. The city of Malaga, in particular, takes center stage in this sun-kissed paradise. Malaga, situated in a stunning landscape, has become a hub for locals and […]

Why it is not advisable to finance the purchase of a property in cash

Firstly, it is really important for any financial adviser not to encourage their clients to take a credit commitment that they simply do not not need or want. At the end of the day, there is interest to pay and nobody wants extra debt. However, whether it’s better to take a mortgage or purchase a property […]

Key Expenses When Purchasing and Financing a Property in Spain

When you embark on the journey of purchasing a property in Spain and securing a mortgage, the bank will provide an estimate of the primary expenses and fees associated with your property transaction. Since the enactment of the new mortgage law in 2019, most of the mortgage-related costs are covered by the banks/lending institutions. As […]

Case study: Mortgage for British couple in the hospitality industry

Read the case study from our adviser Stevan Paul about a British couple getting a mortgage working in the covid-affected hospitality industry

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