Google translate: 
SINGLE.PHP - BREAKPOINT: xs smmdlgxlxxl

Polish property buyers in Spain: A growing trend

At Mortgage Direct, we’ve observed a significant rise in enquiries from Polish buyers in Spain over the past 18-24 months. This trend is also reflected in the growing interest from Polish estate agents based in Spain. According to our data, Polish buyers made up 5% of our completed mortgage cases in the first quarter of 2022. While this percentage might seem small, it represents a substantial increase in market activity.

Why are Polish buyers investing in Spain?

  • Economic Growth and Affluence: Poland’s economic growth has led many Poles to seek luxury properties abroad. The appeal of a sunny holiday home in Spain has become more pronounced, as many Polish buyers are eager to enjoy the Spanish lifestyle.
  • Changing Work Dynamics: The pandemic has redefined work environments, with many companies now allowing remote work. This shift has opened up opportunities for Polish buyers to invest in properties in Spain, seeking refuge from Poland’s cold winters.
  • Geopolitical Stability: The ongoing conflict in Ukraine has intensified concerns about regional stability. For many Polish buyers, investing in Spanish property offers not only a lifestyle change but also a sense of security.
  • Navigating Language Barriers: Dealing with mortgage processes in Spain can be challenging due to language differences. Although English is common in Poland, navigating Spanish banks can be daunting. Many Polish clients appreciate the support from Mortgage Direct, which includes assistance in their native language and mediation with banks, agents, and solicitors.

How Mortgage Direct can help

If you’re considering purchasing property in Spain and need expert guidance, feel free to reach out. Our team is ready to assist Polish clieants throughout the mortgage process, ensuring a smooth and stress-free experience.

Bozena BrunowskaSenior Mortgage Adviser CeFa,CeMap,AAT

I started with Mortgage Direct in 2016 and permanently relocated to Spain in 2017. I previously worked in the UK for well over 20 years as a Financial Adviser, Mortgage Broker, and Accountant. Bozena is a fully qualified Financial Adviser (CeFa & CeMap) and AAT Accountant.

Complete my mortgage affordability-check form

Mortgages taken out in currencies other than the currency in which you earn are considered Foreign Currency Mortgages. Changes in the exchange rate may therefore increase the equivalent value of your debt. Under the Mortgage Law 5/2019 banks in Spain have introduced mechanisms to protect consumers from exchange-rate risk. For more information, please speak to your broker.

Mortgage Direct, S.L. is a company registered in the Registro de Intermediarios de Crédito Inmobiliario del BdE with the nº D108.

Instant quote