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Category: Spanish mortgage market:

Golden Visa Mortgage in Spain – Last Chance

As publicized in recent news reports, The Spanish Government have decided to begin the process of eliminating the golden visa scheme. Spain provides diverse pathways for acquiring a Spanish residency permit, with the most efficient and prestigious being the Golden Visa program. This initiative offers residency to individuals who make investments in Spain. In this article, […]

A day in the life of a Mortgage Consultant and why I love what I do.

I’m introduced to new clients every day and I’m thoroughly honoured to be part of their exciting plans to purchase a property. I always start with an initial informal consultation to best understand the client’s bespoke needs so I can work at providing the best opportunities available. I onboard their enquiry in this initial conversation.  […]

Can non-residents of Spain purchase property in Madrid?

Whether you’re a first-time homebuyer or an experienced real estate investor, the Spanish capital offers a plethora of attractions and potential. Even though Madrid’s streets are adorned with charming restaurants, stunning architecture, and vibrant nightlife scenes, a burning question occupies the minds of many visitors: Can foreign non-residents buy property in Madrid? While specific guidelines […]

Why its important to introduce Mortgage Direct at an early stage of the clients purchasing Journey?

Benefits for the clients Benefits for the collaborating Agents Thank you for all introductions made and the ones to come!

The Viability of Investing in a Vacation Home in Spain in 2024

Spain is a popular holiday destination, known for its Mediterranean lifestyle, beautiful landscapes, affordable prices, and almost year-round sunshine. If you’re considering taking the next step of purchasing a vacation home in Spain, you’re in the right place. In this posts, we’ll show you the main points to consider before adquiering a second home in […]

Mortgage interest rates in Spain in 2024: what is expected?

The future of mortgage interest in 2024 may seem like a matter of chance. However, interest rates are influenced by some factors such as economic conditions, central banks fiscal policies, inflation rates or geopolitical events. We tell you in detail what to expect from mortgage rates and the real estate market in Spain for 2024 […]

Mortgage Case Study: a family holiday home dream saved – in the nick of time

A few days ago, I met a couple living in the UK who found their ideal family holiday home in Spain. The first time I spoke to them, my initial impression was that they seemed quite stressed and within minutes I found out why. As is normal in Spain, the couple signed a contract that […]

Exploring the Wonders of Malaga’s Mortgage Market: A Paradise for Non-Resident Buyers.

The Costa del Sol, located in the lively Andalusian region of southern Spain, boasts a stunning blend of upscale living, picturesque landscapes, and an infusion of art and culture. The city of Malaga, in particular, takes center stage in this sun-kissed paradise. Malaga, situated in a stunning landscape, has become a hub for locals and […]

Why it is not advisable to finance the purchase of a property in cash

Firstly, it is really important for any financial adviser not to encourage their clients to take a credit commitment that they simply do not not need or want. At the end of the day, there is interest to pay and nobody wants extra debt. However, whether it’s better to take a mortgage or purchase a property […]

2023 in Review: Non-Resident Mortgage Market Insights

We cannot believe it is December already. Time flies when you’re brokering mortgages – I think that’s how the saying goes, right? As 2023 comes to a close it’s time to reflect on the trends and developments that have shaped the non-resident mortgage market this past year in Spain. We have put together a few […]

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