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Mortgages for Valencia property buyers

The Valencia property market is getting more attractive every day. Mortgage Direct was established in Valencia, Spain’s 3rd largest city, in 2006 and our founders of still reside in this beautiful city. It has often been described as a hidden gem of the Mediterranean and visitors are seduced by its relaxed charm and eye-catching architecture. […]

Mortgages for Madrid property buyers

There has been a sharp increase in foreign buyers for Madrid property since 2014. With it being the 3rd biggest city in Europe and having the 2nd largest airport, it’s no surprise that investors are flocking here, seeking good returns on their property purchases. In fact, 75% of our clients buying in Madrid in 2019 […]

Q3 Market Retrospective

It’s been a while since our last newsletter, so we take this opportunity to provide you with a summary of the latest available statistics for the Spanish mortgage market, our view on these and the market in general. Against a background of high inflation, increasing interest rates and rising geopolitical tensions, it’s not surprising that […]

MD Premier Market Update Q1 2023

2022 was another milestone year for us. It was an extremely exciting and busy year in each of our key markets

A special focus on HNW and UHNW clients from the USA buying in Spain

At MD Premier we see US clients snapping up ultra-luxury holiday villas, investment properties and, in many cases, their main residences in Spain and Portugal, taking advantage of generous visa requirements. 


Could I be classified as a fiscal resident to borrow up to 80% of the purchase price? To be classed as a fiscal resident (one who pays Spanish income tax), usually you need to be paying these taxes before you apply. Some banks will class you as a resident with as little as six months’ […]

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