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  • Covering all
    Spain and Portugal
    Covering all
    Spain & Portugal

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Articles by Howard Steel

The Challenges of Mortgage Regulation in Spain – How are HNW clients affected by lender’s restrictions on currencies?

The ‘Ley Hipotecaria’ continues to be a hot topic. It’s clear that banks are still struggling to implement terms that comply with the mortgage regulation despite it being on the verge of its 3 year anniversary. Having said that, we are advised that the Bank of Spain is now moving from the implementation phase to […]

Case Study: 100% Mortgage Financing for HNW Client in Barcelona

Transaction Overview We were approached by a HNW client looking to purchase property in Barcelona for €3.2m, from where they would be spending much more time as a result of Covid and changes to their lifestyle. Initial Challenges We were recommended to the client by a lender that was unable to assist due to geographical […]

Balearic spotlight in conjunction with Tecnitasa

We’ve teamed up with Tecnitasa to try to give you an insight into what’s happening currently in the Balearics and key market trends. Being one of the most highly regarded mortgage intermediaries on the Balearics and given the increase in transactions and property values that we’ve seen in the last few years, we’re regularly asked […]

Bridging finance & case study

We are seeing an increase in demand for Bridging Finance in Portugal. Subject to profile, if a client is looking for short term finance because they intend to sell their existing property in Portugal (but haven’t yet found a buyer) and buy a new one, we can arrange this type of finance.  A mortgage will […]

New mortgage lenders in Ibiza

Driven by the demands of our Ibiza property owners and buyers, our MD Premier team has expanded our panel of mortgage lenders to international banks, private banks, bridging finance lenders, construction loans and bespoke lenders

Case Study: Friends From Two Different Countries Buying Off-Plan

A Case Study where our adviser Kevin Monger dealt with a High Net Worth Individual who needed a Spanish mortgage for a new build villa

Case Study: New Build for High Net Worth Individual

A Case Study where our adviser, Howard Steel, dealt with a High Net Worth individual who needed a Spanish mortgage for a new build villa

Case Study: British and Spanish tax residents

A Spanish Mortgage Case Study where our adviser Howard Steel dealt with a married couple tax residents in Spain and UK, respectively.

Read about our hnw mortgages services