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Category: General news:

Investing in Real Estate in Portugal in 2024

Portugal’s real estate market is becoming very attractive to global investors in recent years, given its stability and potential growth. Lisbon, Porto or the Algarve region are areas of great interest that have experienced an increase in property values. This translates into the attraction of international buyers looking for profitable investments. Real Estate market scenario […]

Mortgage interest rates in Spain in 2024: what is expected?

The future of mortgage interest in 2024 may seem like a matter of chance. However, interest rates are influenced by some factors such as economic conditions, central banks fiscal policies, inflation rates or geopolitical events. We tell you in detail what to expect from mortgage rates and the real estate market in Spain for 2024 […]

Exploring the Wonders of Malaga’s Mortgage Market: A Paradise for Non-Resident Buyers.

The Costa del Sol, located in the lively Andalusian region of southern Spain, boasts a stunning blend of upscale living, picturesque landscapes, and an infusion of art and culture. The city of Malaga, in particular, takes center stage in this sun-kissed paradise. Malaga, situated in a stunning landscape, has become a hub for locals and […]

2023 in Review: Non-Resident Mortgage Market Insights

We cannot believe it is December already. Time flies when you’re brokering mortgages – I think that’s how the saying goes, right? As 2023 comes to a close it’s time to reflect on the trends and developments that have shaped the non-resident mortgage market this past year in Spain. We have put together a few […]

Q3 Market Retrospective

It’s been a while since our last newsletter, so we take this opportunity to provide you with a summary of the latest available statistics for the Spanish mortgage market, our view on these and the market in general. Against a background of high inflation, increasing interest rates and rising geopolitical tensions, it’s not surprising that […]

A Mortgage in Spain for US Citizens_ Here’s How to Get One

A Mortgage in Spain for US Citizens: Here’s How to Get One

In this article, we’re covering the fundamental aspects of getting a mortgage in Spain for US citizens. We’ll start with a brief answer and then dive into more details. The answer is yes; US citizens can get mortgages in Spain. For most US citizens, you will need proof of identity and income, which is usually […]

Spanish Mortgage Documentation

Spanish Mortgage – What documents do I need?

When applying for a mortgage in Spain, it’s critical to provide the full, correct set of documentation. If not, alongside delaying the process significantly, your Spanish mortgage application will likely result in an outright rejection. In many ways, Spanish banks work differently to those in other countries. It may seem that a lot of documentation […]

Can Foreign Non-Residents Buy Property in Barcelona? A Guide for Buyers

Are you considering buying property in Barcelona? Whether you’re a first-time homebuyer or a seasoned real estate investor, this Spanish city offers an abundance of attractions and potential. But, even though the streets are lined with charming restaurants, stunning architecture, and lively nightlife scenes – there’s one burning question on the minds of many visitors: […]

Costa Blanca - Moraira Overview

Costa Blanca: Beaches, limestone and mortgages for non-residents

Adviser Steve Kennedy tells the story of Costa Blanca and why one in six of our mortgages is in Alicante province, home to the Costa Blanca

7 essential things you need to know about Spanish property valuations for mortgages

7 essential things you need to know about Spanish property valuations for mortgages

Along with the Affordability Assessment you will carry out with your mortgage broker, one of the other things you should consider at an early stage is a valuation of the property you wish to buy. With various legal complexities applying to properties in Spain, the property appraisal can be key to having a mortgage approved.

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