We cannot believe it is December already. Time flies when you’re brokering mortgages – I think that’s how the saying goes, right? As 2023 comes to a close it’s time to reflect on the trends and developments that have shaped the non-resident mortgage market this past year in Spain. We have put together a few […]
When you embark on the journey of purchasing a property in Spain and securing a mortgage, the bank will provide an estimate of the primary expenses and fees associated with your property transaction. Since the enactment of the new mortgage law in 2019, most of the mortgage-related costs are covered by the banks/lending institutions. As […]
It’s been a while since our last newsletter, so we take this opportunity to provide you with a summary of the latest available statistics for the Spanish mortgage market, our view on these and the market in general. Against a background of high inflation, increasing interest rates and rising geopolitical tensions, it’s not surprising that […]
In stark contrast to many other eurozone countries, the Spanish real estate market continues its upward trajectory. Despite the adverse effects of climbing interest rates, the demand for properties remains steadfast. This, coupled with inadequate supply, is the primary driving force behind the surging property prices. Resilient Amidst Rising Interest Rates In September, Spanish house […]
In this article, we’re covering the fundamental aspects of getting a mortgage in Spain for US citizens. We’ll start with a brief answer and then dive into more details. The answer is yes; US citizens can get mortgages in Spain. For most US citizens, you will need proof of identity and income, which is usually […]
When applying for a mortgage in Spain, it’s critical to provide the full, correct set of documentation. If not, alongside delaying the process significantly, your Spanish mortgage application will likely result in an outright rejection. In many ways, Spanish banks work differently to those in other countries. It may seem that a lot of documentation […]
Are you considering buying property in Barcelona? Whether you’re a first-time homebuyer or a seasoned real estate investor, this Spanish city offers an abundance of attractions and potential. But, even though the streets are lined with charming restaurants, stunning architecture, and lively nightlife scenes – there’s one burning question on the minds of many visitors: […]
2022 was another milestone year for us. It was an extremely exciting and busy year in each of our key markets
We’re pleased to announce that our HNW team is growing! Not only can we liaise with you, your advisers and counterparties in multiple languages, we are located in all the markets you need us, from Barcelona to Ibiza, Mallorca to Marbella and Portugal as well.
Self-build mortgages has become increasingly popular recently in Spain. With property prices on the up in many regions over the past few years, we’ve seen a huge increase of client enquiries in relation to building their own properties in Spain. Many are doing so to make the most out of still relatively low interest rates […]